only 0.12, which is a result of the large amount of current liabilities being due in one year, but also is at high financial risk with the debt to equity ratio of 12.44 as calculated based on the

. On the domestic front, elevated household debt remains a constraint to purchasing power. In the meantime, domestic political situation also warrants monitoring as the government is preparing for an

the terms and conditions;      (2) A waiver of the obligation to maintain the net debt-to-equity ratio throughout the term of the bonds;      (3) A waiver of the terms and conditions to allow the

business continuity,* the SEC has issued the following key amendments:  (1)  Allowing business operators to temporarily use qualified subordinated debt exceeding the shareholders' equity without counting

in a decrease in the cost-to-income ratio, which stood at 42.52 percent. KBank has set aside higher allowance for impairment loss on loans, in line with uncertainties from the ongoing economic slowdown

appreciation of Thai Baht. This loss on foreign currency exchange was mainly associated with the USD loan related to the SGAH transaction and was non-cash in nature. Net profit (loss) attributable to equity

) (Debt Service Coverage Ratio: DSCR = EBITDA/หนีส้นิระยะสัน้ที่มีภาระดอกเบีย้ + สว่นของหนีส้นิที่มีภาระดอกเบีย้ระยะยาวที่จะถึงก าหนดช าระภายใน 1 ปี) อตัราสว่นหนีส้ินสทุธิตอ่ก าไรก่อนดอกเบีย้จ่าย ภาษีเงิน

terms and conditions, and a cancellation of immediate payment obligation of SABUY258A bond.   Regarding SABUY263A bonds:(1) A waiver of the obligation to maintain the net debt-to-equity ratio

financing cost at the end of 2019 stood at 2.91% Net debt to equity ratio stood at 0.37x Capital Structure As of December 31, 2019, the Company reported total interest-bearing debt of THB 33,210 mn, an

% Finance cost 35.09 41.36 6.27 17.87% Income tax expenses 37.04 42.24 5.20 14.04% Net profit 139.02 150.12 11.10 7.98% Net profit ratio (ROS) 19.92% 17.25% Earnings per share (Baht) 0.26 0.28 0.02 6.92