JMT, JAS Asset, J Fintech and associated company namely Singer Thailand. Moreover, the Company prepare for disruption of technology by set up J Ventures for development of technology for Group of

. Intangible asset 4,099 1.5% 4,499 1.6% Defer tax asset 2,618 0.9% 2,562 0.9% Debt Repayment Schedule License payment schedule Others 3,404 1.2% 2,062 0.7% Bt mn Debenture Loan 1800MHz 900MHz Total Assets

(14.80) (3) Right-of-use asset – net 108.15 - 108.15 100 Intangible assets 125.30 129.44 (4.14) (3) Leasehold rights and buildings - 62.11 (62.11) (100) Goodwill 107.78 59.28 48.5 82 Other non-current

fund and private fund management fee from Solaris Asset Management Company Limited (“Solaris”) decreased.  The Company recognized share of loss from associated companies under equity method of Baht 5.02

Total Shareholders ' Equity -42.22 -26.39 -15.83 59.98 Basic Loss Per Share (Baht) -0.02 -0.09 Gross Margin 3.80% -11.00% Net Profit Margin -52.16% -42.47% Debt to Equity Ratio (Time) -9.36 -16.47 Total

assets as of 31 December 2019 and 30 June 2020 totaled THB 1,158.6 MB and THB 1,358.4 MB respectively. As at 30 June 2020 the Company is current asset in which accounted for 55.4% of the total assets and

September 2020 the Company is current asset in which accounted for 51.9% of the total assets and non-current asset accounted for 48.1% of the total assets. THB MB % THB MB % Current assets 577.5 49.8 692.9

. Notification of the Securities and Exchange Commission No. KorNor. 1/2554 Re: Rules, Conditions and Procedure for Borrowing Money and Encumbering the Asset of Infrastructure Mutual Fund

72.2 baht per share as of February 28, 2019. Debt to Equity ratio as of February 29, 2020 at 3.6 times decreased from 3.8 times at the end of 2018. Return on Equity (ROE) and Return on Asset (ROA) for

%, personal loan income at 6%, bad debt recovery at 21% as well as the growth of subsidiaries in Thailand and overseas by 15%. This is because the Company has continued launching new marketing campaigns