4Q/22 1Q/23 %QoQ %YoY 1Q/22 1Q/23 %YoY Credit card income Loan income Hire-purchase income Other income 1,810 2,628 267 780 1,994 2,538 255 766 1,951 2,534 240 734 (2%) 0.1% (6%) (4%) 8% (4%) (10%) (6
from operating activities 54.38 1.65% 78.68 2.31% 24.30 44.70% Finance income 0.90 0.03% 0.84 0.02% (0.05) (5.87%) Finance cost 7.59 0.23% 4.00 0.12% (3.59) (47.34%) Profit before income tax expenses
rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum, effective from August 1, 2020 onward. However, the company focuses on promoting sales through online channels to
by the COVID-19 and politics in Myanmar as well as the Bank of Thailand cut the ceiling rates of interest rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum
loss and expected credit loss totaling Baht 3.9 million were reclassified to Administrative expenses from the 1st Quarter of 2021. Finance costs Finance costs were Baht 0.1 million, increasing +31.4% YoY
under various potential sales reduction scenarios. The Company expanded a short-term credit line and a short-term loan was drawn down during the first quarter to meet payment obligations. In the second
ceiling rates of interest rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum since August 1 last year as well as the announcement of temporary lockdown in July and
’ burden by reducing minimum payment for credit card and personal loan as well as providing a grace period and relief program in the first quarter of 2020. Moreover, the Company adopted a more cautious in
and Loss Statement (Consolidated) Unit : Million Baht Consolidated Separate 1Q/21 4Q/21 1Q/22 %QoQ %YoY 1Q/21 1Q/22 %YoY Credit card income Loan income Hire-purchase income Other income 1,550 2,612 273