expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 30% of total personal loan sales. 52% 30% 5% 13

pursuing debt collection respectively. The Company has been expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently

channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 38% of total personal loan sales. Total Sales 36,810 MB 50% 30% 5% 15% Loans

, the Cardless transactions currently accounted for 78% of total personal loan sales. 26% 66% 3% 5% Total Sales 81,145 MB 50% 31% 5% 14% Loans Credit card Hire Purchase Other Total Revenues 20,791 4

transactions due to differences in securities clearing houses; (2) practical steps and procedures for dealing with the case of default in securities clearing or settlement which is enforceable on other

the fund. 6 in repurchase transactions (repo) on a temporary basis for the purpose of liquidity management, subject to an aggregate limit of not exceeding 10 percent of the net asset value of the fund

expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 91% of total personal loan sales. 4 - Hire Purchase

been expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 95% of total personal loan sales which

the Company’s branches. In addition, a variety of online transaction channels have resulted in the Cardless transactions currently accounted for 95% of total personal loan sales, which Promptpay service

customers and reduced the Company’s operation cost. As a result, the cardless withdrawal transactions currently accounting 97% of total personal loan sales. - Hire Purchase For the 1Q/2023 financial results