transfer fees for commercial banks will depend on the rate of service acceptance and the volume of PromptPay transactions. V2 24/08/60 09:22 น. 3 Overall Picture of the Bank and its Subsidiaries Million Baht

10.79 NTA 203.85 Net profit 2019 Consolidated (16.76) Net profit 2019 Company (17.20) Criteria used in the calculation of transaction value 1. NTA = Not used because the acquired asset is real estate 2

BS15, shareholder’s loan granted by the Seller on the share transfer completion date and remaining cash on the share transfer date) Shareholding structure after the completion of shares purchase: The

the 3-month period ended 31 March 2018 31 March 2019 Change Millions of THB % Millions of THB % Millions of THB % Revenue from sale of real estate 440.40 97.86% 346.20 87.55% (94.20) (21.39%) Revenue

the 6-month period ended 30 June 2018 30 June 2019 Change Millions of THB % Millions of THB % Millions of THB % Revenue from sale of real estate 975.70 97.59% 699.15 90.53% (276.55) -28.34% Revenue from

V3 22/02/61 10:09 น. 0 V3 22/02/61 10:09 น. 1 Management Discussion and Analysis Overview of the Economy and Banking Industry Thai Economy in 2017 In 2017, Thailand’s real GDP grew by 3.9 percent, up

to shed light on their real needs. Every coin has two sides, however. Technological advances have come with increasing cyber threats. The World Economic Forum ranked cyberattacks as among the world’s

operating result in 3Q2020, the total transaction amount was Bt9,987mn, increasing 10.1% QoQ. The total usage amount increased from both top up and payment services by bt6,895mn. and the money transfer

Transfer from Saraburi Quicklime Co., Ltd. to Golden Lime Public Company Limited The Meeting of the Board of Directors of Golden Lime Public Company Limited (“GL”) No. 3/2019 held on Tuesday 14th May 2019 at

clients to decrease by 30 percent compared to normal situation. The real estate business of the company continued to slow down, therefore, the company focuses on real estate rental for living and operating