restructuring and cost management as well as reserve requirements to comply with LCR guidelines under Basel III. In terms of loan quality, the ratio of gross non-performing loan (NPL) to total loans stood at 2.9
cash and cash equivalents and property, plant and equipment. The quality of assets Trade account receivables Unit: Million Baht Consolidated financial statements 31 December 2017 31 December 2016 Trade
in total revenues. Additionally, we have focused on stabilizing the operations while introducing sustainable processes particularly in maintenance and further focused on quality which has set us up to
-term Short-term Long-term Short-term Long-term Short-term Investment Grade Highest Credit Quality - exceptionally strong capacity for payment of financial commitments AAA A1+ A1 A2 A3 Aaa P1 P2 P3 AAA F1
nationwide, the Company has 104 branches decreased 1 branch from previous quarter, 410 ATMs, and over 6,660 member dealers to provide quality financial services to AEON cardholders. Adoption of new financial
Thai hospitals due to credibility of quality and standard of medical treatment amid upward trend of expatriates and medical tourists; and (iv) plans by existing hospital operators to invest in new
quality financial services to AEON cardholders. 2 Operating Results Revenues In the fiscal year ended February 28, 2019, the Company’s consolidated revenues amounted to 20,642 million baht, an increase of
Discussion and Analysis 2019 Management Outlook The Company still concentrates on the strategy of managing the quality of Boonterm kiosk location with the ARPU management more than 5% growth and the total
home appliances with the hire purchase system, which the Company holds 24.99% of shares, and has a net profit of 38.0 million Baht. Whereby the improved operating results are due to the quality control
investment and chemical cost which increased by 1.57 million Baht because of the deteriorating in raw water quality, representing a lower gross profit margin to 37.09%. Major Costs of Tap Water Business (MB