the total 128 branches, the number of branches is equivalent when compared to the year of 2018. Products and Services Land and Houses Bank Public Company Limited has continuously developed for the

1 1. ANALYSIS OF FINANCIAL PERFORMANCE In Q1/2019, East Water Group had total consolidated sales and services income of 1,164.83 million Baht, increased by 119.44 million Baht or 11.43% compared to

the total 128 branches, the number of branches is equivalent when compared to the year of 2018. Products and Services Land and Houses Bank Public Company Limited has continuously developed for the

. Exports of services grew at a lower rate as the results of the number of Chinese tourists contracted, due to the Phuket tour boat sinking incident, and the number of Russian tourists declined, due partly to

. Exports of services grew at a lower rate as the results of the number of Chinese tourists contracted, due to the Phuket tour boat sinking incident, and the number of Russian tourists declined, due partly to

THB million % THB million % Revenue from services 1,590.7 100.0% 2,639.7 100.0% 66.0% Costs of services (920.2) (57.9%) (1,682.4) (63.7%) 82.8% Gross profit 670.4 42.1% 957.3 36.3% 42.8% Selling

Management Discussion and Analysis Q3/2019 Financial Result Summary Q3/ 2019 Q3/19 Q3/18 Change +/(-) 9M/19 9M/18 Change +/(-) (in THB mm) YoY 9M Revenue from Sales and Services 57.4 54.3 6% 146.9

international standards as to prevent the cyber threats. Products and Services Land and Houses Bank Public Company Limited has continuously developed its financial products and services to meet the needs of

both total transaction amount and the number of kiosks, covering all area nationwide. The Company’s key strategy focuses on managing the kiosk location and adding new services to the system including the

operating result in 3Q2020, the total transaction amount was Bt9,987mn, increasing 10.1% QoQ. The total usage amount increased from both top up and payment services by bt6,895mn. and the money transfer