central bank is likely to keep interest rates low for the foreseeable future. Economic indicators for June and the second quarter of this year suggested an expansion in private investment and consumption

finance cost of 1,643 million baht, increasing by 5% y-y. For the third quarter of 2018, the finance cost was 538 million baht, increasing by 2% y-y and decreasing by 3% q-q due to a lower interest rate

''% " !O** ") +M$ ? +)) %. )O' (commercial interest) ? ,"\% (regulatory responsibility) bK$!#O*)'"* \% )()*&P*.# #$#)*#$?,"\% )M '#$`+#$!+!C %'O*()* L)#$+"+(M$P.' (public or independent director

4.2% Revenue from rental services 1,605 3.0% 1,667 3.1% (62) (3.7%) Revenue from rendering of services 340 0.6% 414 0.8% (73) (17.7%) Interest income 55 0.1% 73 0.1% (19) (25.3%) Other income 3,654 6.7

offset by increase due to interest on account default in repayment of Loan and Standby Letter of Credit (SBLC). 6. Other expense The Company and subsidiary did not record any other expenses during the

to the expiry date of the agreement. The Company confirms that it has capacity in relation to its interest cover covenant and that it complies with key terms on its Credit Facilities Agreement

and offered the debentures in June this year in the amount of Baht 581.10 million with the interest rate at 7.25 percent per annum. The 9-month period of the Year 2020 comparing to 2019 Consolidated

from insurance claims, interest income, rental income and others. In the first quarter of 2020, an indirect subsidiary received insurance claims from an insurance company Baht 171.9 million. The claim

Management Discussion and Analysis for the year 2021 4 Core Operating Profit (defined as Earnings before Interests and Taxes exclude interest income, gain (loss) on exchange rate and other irregular items) for

holder has puttable option with rates of return being fixed or made floating according to the interest rates of financial institution or other interest rates, and the distribution conditions not being