Quarter ended 30 September 2019 Page 4/22 Performance Evaluation of Corporate Governance The Thai Institute of Directors Association (IOD) disclosed the result of 2018 Corporate Governance evaluation of
Analysis for the year ended 31 December 2019 Page 4/22 Performance Evaluation of Corporate Governance The Thai Institute of Directors Association (IOD) disclosed the result of 2019 corporate governance
governance (ESG 100) of 2020 by Thaipat Institute for the 6th consecutive year and the company’s securities have also been included in the Universe of ESG 100 securities group of 2020. Performance Evaluation
movement in prices of raw materials and products from the end of the previous reported period to the end of the current reported period. The cost of sales is impacted by inventory gains/losses wherein
period result from the movement in prices of raw materials and products from the end of the previous reported period to the end of the current reported period. The cost of sales is impacted by inventory
17,573 16,825 3.9% 8.5% 52,953 49,670 6.6% Yield on earning assets 3.74% 3.64% 3.65% 0.10% 0.09% 3.69% 3.67% 0.02% Cost of funds 1.52% 1.50% 1.54% 0.02% (0.02)% 1.51% 1.54% (0.03)% Net interest margin 2.42
operating income ratio 22.7% 21.2% 21.2% 1.5% 1.5% 22.6% 22.2% 0.4% Cost to income ratio 41.9% 45.3% 43.5% (3.3)% (1.6)% 43.3% 42.1% 1.2% Return on average assets * 1.17% 1.19% 1.14% (0.02)% 0.03% 1.18% 1.16
restructuring and cost management as well as reserve requirements to comply with LCR guidelines under Basel III. In terms of loan quality, the ratio of gross non-performing loan (NPL) to total loans stood at 2.9
A-3 Form for Confirmation of Cost of Tendered Shares (Only for foreign juristic persons not operating a business in Thailand) Form A-4 Power of Attorney (for Tender Offer Acceptance) Attachment 2