29_MDA Q3_62 EN -Translation- No. ECF2 041/2019 November 14, 2019 Subject: Management Discussion and Analysis of the 3rd quarter ended September 30, 2019 To President The Stock Exchange of Thailand

Ref. PDI/BK-BS-050/2019 9th August 2019 Re: Management Discussion and Analysis (MD&A) For the three-month and six-month periods ended June 30, 2019 To: President The Stock Exchange of Thailand PDI

://www.sec.or.th/EN/Documents/AnnualReport/pb_ar_2003.pdf Annual Report 2001 of electronic trading platform for the trading of debt instruments and to define it as another type of securities businesses. The study is

) ITD266A, to study all available information, exercise their rights at the upcoming bondholders’ meeting, and reach out to the bond issuer or the bondholder representative to obtain comprehensive and

news updates and prepare documentation regarding their bondholding in case it becomes necessary to confirm their bondholder status. Additionally, the bondholders should study their rights under the

criminal justice proceedings.Investors are strongly advised to study details of funds and verify the existence of the products to be invested every time and, after making an investment, check the

services from business operators in the capital market despite the spread of Covid-19. In any case, investors are advised to study information thoroughly in all aspects before making investment decisions

workforce in the private sector.  _______________________Notes: * As of December 2019, the Ministry of Finance and the Ministry of Labour. ** Based on the 2018 Study on Minimum Savings for Basic

has studied and conducted a regulatory mapping between Thailand and Luxembourg to support Thai companies that are ready for listing overseas. The study shows that Thai debt securities issuers can

assets as a tool to back money laundering. Moreover, certain types of digital assets are investment assets that require investors to study and thoroughly understand associated risks. The BOT therefore does