31 December 2019, BAM has Total assets of Baht 115,789.67 million) In 2019, BAM foresees the economic growth to be maintained at low level and that there will be an ample supply of NPLs and NPAs coming

Meeting”). The Meeting has approved the significant resolution as follow; The Meeting has approved the Company dispose the land of K.C. Park Ville (Zone B) total of 5 title deeds with total area 24 Rai 3

Real Estate s.r.o. (“VBRE”) (the Company’s newly established subsidiary in which the Company indirectly holds 100% of the total issued shares through Lombard Estate Holdings Limited, the Company’s

20.73 26.69 (22.33) Net Profit 186.79 125.55 48.78 - 2 - Total Revenues In 2019 and 2018, total revenues of the Company were Baht 2,073.19 million and Baht 1,919.74 million, respectively, which increased

No. 20514, Land No.16, located at Samsen Nai (South Bang Sue) Subdistrict, Dusit (Bang Sue) District, Bangkok, covering an area of 96 square wah, together with structures, at the total price of Baht

from collection of purchased accounts receivable 341.0 85.2% 419.0 76.6% 78.0 22.9% Insurance Income 0 0.0% 37.2 6.8% 37.2 100.0% Interest income and related income 0.5 0.1% 0.5 0.1% 0 0.0% Total

business by subsidiary which previously only focused within the group to the company outside the group. The revenue from construction service which recognized in the first quarter of 2019 has mostly come

cost control. Financing Cost The financing cost was barely zero during 2Q20. Net Profit 2Q20 net profit increased by 34% yoy. Since 2Q19 net profit has been affected by non- recurring items for the total

quarter of 2019. Details were as follows: Total revenue was THB 640. 92 million, a decrease of THB 1,155. 76 million or -64. 33%. The main businesses of the Company and its subsidiaries were as follows

subsidiary which previously only focused within the group to the company outside the group. The revenue from construction service which recognized in the first half of 2019 has mostly come from the