, 2021 547 130.00 7.00% August 29, 2019 February 25, 2021 545 10.00 7.00% Total 1,845.30 4.2 The total amount of loans with a specified duration 4.2.1 Term loans from financial institutions Short-term

Financial Position Analysis 21 4.1 Operating Performance 21 4.2 Financial Position Analysis 28 4.3 Loans and Deposits 31 4.4 Treasury Operations 34 4.5 Capital Requirements 35 4.6 Credit Ratings 36 5

increase in 1) cash and cash equivalents of THB 179mn, 2) short-term loans to related parties of THB 112mn, 3) Prepaid expenses of THB 34mn and 4) Trade and other receivables of THB 21mn. Total non-current

current liabilities of THB 2,988.18 million (55.30% of total liabilities), long-term loans from related persons of THB 1,760.00 million (32.57% of total liabilities), provision for employees benefit of THB

of THB 1,937.02 million (37.21% of total liabilities), long-term loans from related persons of THB 2,594.40 million (49.84% of total liabilities) , provision for employees benefit of THB 551.45 million

4,981.43 million comprising of current liabilities of THB 2,753.89 million (55.28% of total liabilities), long-term loans of THB 1,700.00 million (34.13% of total liabilities), provision for employees

that the proceeds shall be used to support major expenses relating to sponsorships, marketing and operations to be incurred by ICUK; and (b) Primary shares made pursuant to the conversion of loans that

pursuant to the conversion of loans that CVHLUX obtained from its shareholders to support ICUK’s business operations in 2017, whereby the shares are used as a means of payment in kind to repaying the

11,228 15,280 13,789 2. Financial business and personal loans J Fintech Company Limited (“JFintech”) conducts of loan business under the brand "J Money", the operating results in the 2018 was loss mainly

decrease in financial cost was due to the repayment of the entire amount of loans from bank in January 2017. Jan – Sep 2017 Finance costs for the nine-month period ended 30 September 2017 and 2016 were THB