, the Bank launched KK SME3X, a new financial product focusing on small and medium-sized enterprises, using property as collateral with maximum credit line of three times the collateral value with maximum

financial liabilities designated at fair value through profit or loss, net (36,349) 73,883 (110,232) (149.2) Gain (loss) on investments, net 498,805 45,324 453,481 1,000.5 Dividend income and profit sharing

distressed debt equal to 1,235 million baht in the 1st half of 2019. The outstanding balance of purchased account receivable stood at 148,091 million baht which remark as a No.1 in distress debt under

Rating for the year 2019, be acknowledged. TRIS Rating upgraded the Company rating and the ratings of the Company’s outstanding senior unsecured debentures to “A” from “A-”. The rating upgrade reflects

transactions, net 115,364 87,750 27,614 31.5 Gain (loss) on financial liabilities designated at fair value through profit or loss, net (36,349) 73,883 (110,232) (149.2) Gain (loss) on investments, net 498,805

designated at fair value through profit or loss, net 73,883 0 73,883 n.a. Gain (Loss) on investments, net 45,324 51,277 (5,953) (11.6) Dividend income and profit sharing 315,019 207,619 107,400 51.7 Other

930,811 132,195 14.2 Gain (Loss) on trading and foreign exchange transactions, net 87,750 (21,274) 109,024 512.5 Gain on financial liabilities designated at fair value through profit or loss, net 73,883 0

www.blackrock.com www.ceres.org Century21st Engagement Investor Strategies for Incorporating ESG Considerations into Corporate Interactions [ 5 ] FOREWORD The Value of Our Voice

Company had ever received before, as well as there were many large projects which their value were more than 100 MB such as The New Parliament Project in Information and Communication Technology, the High

reduction. However, outstanding loss remained due to 1) sales shrinkage; 2) higher cost as a result of higher depreciation from investments in machinery; 3) higher financial costs from investments; and 4) one