remained strong as banks continued to closely monitor credit quality and maintained high levels of capital fund and loan-loss provisions to facilitate credit expansion going forward. Credit Rating Land and
276mn as of 31 December 2016. The Company gives 90 days credit terms to customers. The average credit terms paid by customers was 70 days as of 30 September 2017 and 77 days as of 31 December 2016. AGEING
environment, but its lending and deposits in the third quarter of 2018 grew further, with lending expanding at a higher rate than deposits. Consequently, the loan to deposit ratio has risen from the previous
property, plant and equipment Net cash flows from investing activities Cash flows from financing activities Increase (decrease) in on call borrowings Proceeds from fixed period loan Payment of fixed period
disclosed the amount of loan and receivables which the company stops income recognisation and shall demonstrate the credit rating and allowance setting for doubtful debts of the current period and comparative
from financing activities Increase (decrease) in on call borrowings Proceeds from fixed period loan Payment of fixed period loan Proceeds from issuance of debenture and long-term debt instruments
helping Company’s master agents in COVID-19 situation as mentioned above; however, the Company is still able to control service and administrative expenses and decrease financing costs from bank loan
connected persons being Fourteen Points Company Limited (“FP”), MahaNakhon Bespoke Tailoring Company Limited (“MHNK Bespoke”) and Verita MHK (Thailand) Company Limited (“Verita”) in term of loan in the total
percent increase from last year, due to rising interest income as loan growth accelerated. However, loan impairment charges set aside for credit losses in compliance with IFRS9, which will be effective in