คือ 1. Inbound หรือ การให้บริการรับสายโทรเข้าเพื่อให้ข้อมูลเก่ียวกับ สนิค้าและบริการของ Happy ซึ่งเป็นธุรกิจ TV Home shopping ที่มีการออกอากาศบนช่อง Nation TV และ 2. Outbound หรือ การให้บริการโทรติดตอ่ล
) (0.12%) 0.00 0.00% (0.02) (2,300.00%) Revenue Total revenues from operation of SAAM Group consist of (1) revenues from provision of service and rental including the procurement of project land site and
) Revenue Total revenues from operation of SAAM Group consist of (1) revenues from provision of service and rental including the procurement of project site location and rendering of related services to
the subsidiaries (0.03) (0.05) (0.01) (0.02) (0.02) (188.89) Revenue Total revenues from operation of SAAM Group consist of (1) revenues from provision of service and rental including the procurement of
) Provision for penalty on projects delay 113.6 88.7 24.9 28.1 Other current liabilities 101.2 116.8 (15.6) (13.4) Liabilities under financial arrangement agreement – net of current portion 29.7 70.2 (40.5
previous quarter. In August 2018, the Company launched an instant card for cash withdrawal service at our branches to facilitate customers and also launched “AEON Happy Pay”, which the customers were able to
advance or installment loans (AEON Happy Pay). Thus, the Company provides more channels to facilitate financial services to customers and reduce Company’s operation cost. Moreover, loan income from AEON
2019, loans revenue was 3,020 million baht, an increase of 381 million baht or 14% y-y. This is because the Company integrated credit limit of personal loan and purpose loan to AEON Happy Pay program in
of the provision for rental assurance of OFCs of JASIF due to the change of the discount rate (rental fee increase), amounting 31 million Baht; - an allowance for doubtful debts and bad debts of 3BB of
million baht or 17. 01% . The increase was due to additional of borrowing to support hire purchase loan expansion and maintained the company interest spread. For the provision expenses for the fourth