2.1 Credit Risk Management 5 2.2 Market Risk Management 5 2.3 Liquidity Risk Management 6 3. Business Directions and Operations of Core Businesses 7 3.1 Sustainable Development and Corporate Governance

of the main customers in South America expanded more branches and the new policy of the Company to sell products to only one customer in some country where the customer has high market shares in

33.00% which is a result from the better monitoring system to control the expenses, The company still focuses on expanding the flexible packaging market. 4. Administrative expenses For Quarter1 of the

period of prior year. It was mainly decreased from Private sector’s customer of insurance since the market trend of insurance outbound telesales services was slowdown which because of the various ways of

) outbreak. In addition, gross loss was THB 2.23 million as high proportion of the costs was employee-related costs which are fixed costs. Services expenses In 2021, services expenses were THB 6.83 million

debt to equity conversion scheme where the conversion price will be fixed at THB 0.19613 per share, aggregating not more than THB 4,275,830,130.00 (the “Allocation and Offering of the Newly Issued

offering where the offering price is fixed by the shareholders' meeting as specified in the Notification of the Capital Market Supervisory Board No. Tor Jor. 72/2558 Re: Approval for the Listed Companies to

per share, in the total sum of Baht 186,300,000. The offering price is not deemed as a price of less than 90% of the market price. The market price is calculated from the weighted average price of the

market, where the oil business is in on a downward trajectory following slowing global economy due to the trade war between the US and China. The Dubai crude price in 2019 averaged at 63.51 $/BBL, a

reference. Notification of the Capital Market Supervisory Board No. Tor Jor. 49/2555 Re: Issuance and Offer for Sale regarding Units of Real Estate Investment Trust _____________________ By virtue of Section