2,122,948 1,415,904 707,044 49.9 Impairment loss on loans and debt securities 75,482 1,010,589 (935,107) (92.5) Profit from operating before income tax expenses 2,095,369 1,968,321 127,048 6.5 Income tax
impairment of investment in subsidiaries (Baht 456 million), Gain from debt restructuring (Baht 337 million), Reversal of provision for a guarantee of subsidiary (Baht 242 million) and net Gain from foreign
% Portion of the Companies’ shareholders (272,672) (166,308) 64% (358,157) (621,089) -42% Margin -14% -8% -24% -38% 2 Financial performance in 2019 Revenue from sales and services for the year 2019 is Baht
expenses 2,060,064 1,767,737 292,327 16.5 Impairment loss on loans and debt securities 433,670 167,093 266,577 159.5 Profit from operating before income tax expenses 1,844,833 1,868,124 (23,291) (1.2) Income
operating expenses 2,060,064 1,767,737 292,327 16.5 Impairment loss on loans and debt securities 433,670 167,093 266,577 159.5 Profit from operating before income tax expenses 1,844,833 1,868,124 (23,291
(2,240.7) Other expenses 400,848 435,315 (34,467) (7.9) Total other operating expenses 2,462,203 2,060,064 402,139 19.5 Impairment loss on loans and debt securities 484,520 433,670 50,850 11.7 Profit from
confidence coupled with the already high household debt level. Nevertheless, the non-durable goods increased partly from the rush in purchase of consumers goods due to the concerns on the COVID-19 outbreak
declined from the contractions in vehicle sales in line with the weakened household income from lower income, employment and consumer confidence coupled with the already high household debt level
market. In addition, there were records of the doubtful debt of the long trade receivables, the employee expenses such as bonus and the provision for penalty on project delay. Therefore, comparing the