other operating expenses 2,462,203 2,060,064 402,139 19.5 Impairment loss on loans and debt securities 484,520 433,670 50,850 11.7 Profit from operating before income tax expenses 1,494,151 1,844,833

payment. Current investment decreased by THB 2,257 million due to divestment in debt securities (see more details in notes to financial statement 4 Other investments). Net PPE increased by THB 1,739 million

) investment in new growth opportunities, which are additional investment in Basecamp Brews Ltd and a new glass bottle business in Myanmar 3) divestment in debt securities. The Company’s cash outflow from

cash equivalents increased by THB 4,110 million driven by cash generated from operations (see cash flow analysis). IPO proceeds were partly invested in short and long term debt securities resulting in

Securities and Exchange Commission concerning Determination of Definitions in Notifications on Issuance and Offer for Sale of All types of Debt Securities in relation to trust having the obligations under this

Dealing of Securities Which Are Not Debt Instruments or Investment Units (No. 2) dated 1 February 2010; 2 (4) The Notification of the Capital Market Supervisory Board No. Tor Thor. 8/2555 Re: Rules

operating expenses 2,130 2,622 (18.8) 2,612 (18.5) 8,107 7,462 8.6 Expected credit losses 1,017 744 36.8 - n.a. 2,017 - n.a. Impairment loss on loans and debt securities - - n.a. 373 n.a. - 1,468 n..a Profit

Loans and Debt Securities 7,580 8,508 (928) (10.91) 7,819 (239) (3.05) Net Profit (attributable to equity holders of KBank) 10,044 7,033 3,011 42.82 10,766 (722) (6.70) Basic Earnings per Share (Baht

index price movement, price of a group of securities, price of investment unit of mutual funds or group of financial instruments of which the underlying securities are equities and debt securities under

สมาชิกไดเห็นชอบรวมกันในการขยายขอบเขตการใชแบบ ASEAN Debt Securities Disclosure Standards (“ASEAN Disclosure Standards”) ใหครอบคลุมการเสนอขาย ตราสารหน้ีแบบไมซับซอนในลักษณะโครงการ (Medium Term Note