”) and the Company will utilize the remaining loan after the Partial Repayment to repay its other creditors and as working capital for its business operation. (Please see the details of the repayment to
Credit Rating Agencies Approved to Issue Credit Rating for Instruments Subject to Rules Concerning Issuance and Offer for Sale and Investment of Funds
2% Operating and administrative expenses Expected credit loss Finance costs Other expenses 2,029 2,094 527 5 2,070 1,949 574 1 2% (7%) 9% (70%) 4,018 3,415 905 2 4,099 4,043 1,101 6 2% 18% 22% 206
activities with property developers who received pre-finance assistance from KBank in order to launch special loan campaigns for homebuyers of participating projects. (2) K-Credit Card: Focus was on customer
) “ ” “ derivatives” 1. derivatives 2. derivatives “ CIS” 1. 2. CIS “ ” 270 “B/E” (Bill of Exchange) “benchmark” “CIS operator” 1. . 2. CIS “concentration limit” “counterparty limit” “CRA” (Credit Rating Agency) 5 5
: Million Baht Consolidated Separated 1Q23 1Q24 %YoY 1Q23 1Q24 %YoY Credit card income Loan income Hire-purchase income Other income 1,951 2,534 240 734 1,898 2,475 283 851 (3%) (2%) 18% 16% 1,910 2,512 61
Consolidated 2Q/23 3Q/23 %LQ 9M/22 9M/23 %LY Credit card income Loan income Hire-purchase income Other income 1,968 2,554 248 907 1,989 2,411 249 755 1% (6%) 0.4% (17%) 5,648 7,847 774 2,511 5,908 7,500 737
3,397,301,516.66) (the “Trade Debt”). 2. After the purchase of the Trade Debt in 1., the Company entered into a credit agreement dated May 12, 2017 (the “Credit Agreement”) with the loan amount of USD 41,000,000, or
loan, which are the remaining loan portions from the 1st Loan Portion, the Company may only utilize such loan portions for the following purposes and as specified in the Credit Agreement. 2. The second