2030 2,934 3,473 2031 3,000 Credit Rating Fitch National rating: AA+ (THA), Outlook: Stable S&P BBB+, Outlook: Stable Source and Use of Fund: 3M23 (Bt.mn) Source of fund Use of fund Operating cash flow

annualized YTD. *Exclude Lease liability Credit Rating Fitch National rating: AA+ (THA), Outlook: Stable S&P BBB+, Outlook: Stable Source and Use of Fund: 1H23 (Bt.mn) Source of fund Use of fund Operating cash

NT Credit Rating Fitch National rating: AA+ (THA), Outlook: Stable S&P BBB+, Outlook: Stable Source and Use of Fund: 9M23 (Bt.mn) Source of fund Use of fund Operating cash flow 68,994 CAPEX & Fixed

loyalty fee, rental fee, construction fee, decoration fee, equipment fee, and other expenses relating to the Project; Hero Experience has entered into credit facilitie agreements on May 23, 2018 with the

, equipment fee, and other expenses relating to the Project; Hero Experience has entered into credit facilitie agreements on May 23, 2018 with the Siam Commercial Bank Public Company Limited with the total

between AEON Thanasinsap (Thailand) PCL and AEON Specialized Bank (Cambodia) Plc (“ASB Cambodia”) with AEON Credit Service Systems (Philippines) Inc (“AEON Systems”): Company Transactions Date of agreement

baht bonds to (i) obtain an issue rating not lower than investment grade* from an international credit rating agency established under foreign law, (ii) appoint the bondholder representative, and (iii

by commercial banks and  banks established under specific laws, but limited to those with investment grade* credit rates or support rating**, as the case may be, including government-guaranteed banks

, total investment, and a robust export growth. As of May 31, 2018, the Company’s total cards reached 8.24 million cards (including 2.52 million credit cards and 5.72 million member cards), net increasing

, 2018, the Company’s total cards reached 8.34 million cards (including 2.56 million credit cards and 5.78 million member cards), increased by 2% from the end of fiscal year 2017. Covering networks