activities with property developers who received pre-finance assistance from KBank in order to launch special loan campaigns for homebuyers of participating projects. (2) K-Credit Card: Focus was on customer
recording some rental expenses to depreciation and finance cost and the increase of short-term loan from financial institution to reserve cash. 8) Share of profit of associates and joint ventures was THB 143
loan to related parties. Other receivables that were increased included withholding tax receivables by THB 1.58 million (+100.00%) since the Company tax credit (paid in advance under PND.51 in August
credit card spending and acquisition of new credit card customers. In addition, our consolidated revenue from Personal Loan were 10,385 million baht, stable from previous year and consolidated hire
operating financial institution business are commercial banks, finance companies, credit foncier companies, securities businesses, life insurance business and insurance business.
% Administrative expenses (26.21) (39.92) (13.71) 52.31% Share of profit of investments in associate 0.09 0.13 0.04 46.78% Finance costs (0.26) (0.34) (0.07) 28.01% Profit before income tax expense 86.37 113.36
) Expanding to 2 new businesses, namely Personal Loan / Nano Finance Business and the payment system for member stores (Merchant Network) 6 Forth Smart Service Public Company Limited (FSMART) 1Q19 Management
rates of interest rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum, effective from August 1, 2020 onward. However, a change of customer behavior to be more
7.74% Finance income 1.80 0.05% 0.26 0.01% (1.54) (85.79%) Finance cost 7.66 0.22% 3.59 0.10% (4.07) (53.16%) Profit before income tax expenses 58.79 1.70% 66.33 1.86% 7.54 12.82% Tax expense 11.63 0.34