treatment systems for medical services. By the 3rd quarter of this year, the sales of dialysis solution continually increased, due to the success from marketing of the new clients at the end of 2016, KT

Total other income (3) 10.59 8.47 2.12 25.03 Administrative expenses 75.51 76.74 (1.23) 1.59 Bad debt and doubtful accounts (reversal) 16.17 (2.27) 18.44 (812.33) Total expenses (4) 91.68 74.47 17.21

lower change rate than the change rate in revenue when compare to Q1–2020. This is because there were higher selling and administrative expenses (SG&A) in Q2–2020 due to the provision of doubtful accounts

%. Domestic sales decreased by 9.24% due to the decrement in sales volume of B2B and local distributors while export sales increased by 11.24% from a successful of distribution expansion in China. The Company

of dessert cafés, which accounts for the largest share of revenue. The growth in sales of dessert cafés was mainly due to the improving COVID-19 situation, as a result more customers were eating-out

accounts. Interest expenses on debt issued and borrowings declined by Baht 223 million due to the early redemption of Subordinated Debentures No. 1/2012 in December 2017. Interest expenses from interbank and

the rise in sales through these channels. Other current receivables increased primarily due to accrued promotional income and accounts receivable from the Revenue Department, which are related to the

quarter of the year 2018 of Baht 4.30 million decreased from Baht 23.44 million for the second quarter of the year 2017 of Baht 19.14 million or -81.7% due to there was the reversal of doubtful accounts of

year to 2.40 percent due to an increase in yield on loans and, combine with a decrease in cost of deposits following an expansion of low-cost deposits in savings and current accounts. Net interest income

789 11.7% Asset Quality Accounts Receivable 93,894 89,771 (4.4%) NPL 6.2% 5.9% - Allowance to Accounts Receivable 10.1% 8.9% - Highlights Ratios D/E (Times) 2.9 2.6 - BVPS (Baht) 94.8 100.5 - ROE 12.6