our customers, we provide them with products that are well-suited to market conditions. Focus has thus been on development of personnel and work processes. Furthermore, we provide value chain management

advisory service efficiency. We strive to improve and offer products that are suited to customer needs under ever-changing circumstances. A noteworthy development was the introduction of electronic payment

them in their fund raising via various channels suited to their demand, including both short- and long-term loans, and investment in Thailand and abroad, as well as providing them guidelines for foreign

E_1 Legal_FA_2015_12_29-c A WCorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2018 In 2018, the overall Thai economy maintained its growth due largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through support of investment and private spending as well as bolstering opportunities for other econo...