Earlier, the SEC conducted a public hearing on the principles for revising the rules on the maintenance of net capital adequacy for business operators in the part related to the use of subordinated

) to review and adjust the assumptions for cash flows projections of those subsidiaries to calculate the recoverable amount appropriately, and to consider the adequacy and appropriateness of the

adequacy and completeness of the anti-corruption process by the audit committee or the SEC-approved auditor. In this regard, the Company may choose to disclose the above information by referring to the

) 83,668 80,137 92,165 4.4% (9.2)% Ratio of NPL to total loans 3.5% 3.4% 3.8% 0.1% (0.3)% Ratio of loan loss reserves to NPL 189.0% 190.9% 159.3% (1.9)% 29.7% Total capital adequacy ratio 18.12% 17.96% 17.97

Appropriateness of selected accounting policies (paragraph number........) ( 2.1.2 Application of the selected accounting policies (paragraph number........) ( 2.1.3 Appropriateness or adequacy of disclosures in

regulatory frameworks on disclosure of interim financial information to ensure that such information will best benefit investors in terms of information adequacy, accuracy and timely availability. The

offering with SEC. After the offer for sale of insurance capital bond, the issuer is also required to disclose financial information related to capital adequacy requirements to investors regularly.In

businesses in case they fail to maintain capital adequacy as required.SEC has proposed a grace period of two years for existing asset management companies and trust managers in operation before the effective

losses to NPL ratio /1 170.5% 203.9% 220.2% (33.4)% (49.7)% Total capital adequacy ratio 16.55% 18.48% 20.04% (1.93)% (3.49)% /1 Including interbank and money market lending At the end of June 2020, the

total loans 3.8% 3.7% 3.2% 0.1% 0.6% Ratio of loan loss reserves to NPLs 154.0% 151.2% 173.6% 2.8% (19.6)% Total capital adequacy ratio 18.73% 18.13% 18.32% 0.60% 0.41% ** Less deferred revenue Bangkok