referenced crude oil price of every products; stemming from a state of excess supplies of finished products in the market, and declining demand from the 4 Management Discussion and Analysis of Business

, “Management Report”. B prudent consideration on factors in line with uncertainties stemming from the continued economic slowdown. At the end of 2019, our robust capital position was sufficient to cushion

7,698 million in expected credit losses, so that the Bank's reserves will be able to efficiently cope with higher risks resulting from worsening economic conditions stemming from the impact of Covid-19

position stemming from such activities, except where there is market limitation of risk hedging, or for the purpose of appropriate cost management in risk hedging during certain periods, with monitoring

Dubai crude oil price in Q1/2019 adjusted downward by 4.89 $/BBL when compared to Q4/2018 in regards to pressure from diminishing crude oil demand stemming from major maintenance of refineries over in the

not to retain foreign currency position stemming from such activities, except where there is market limitation of risk hedging, or for the purpose of appropriate cost management in risk hedging during

Q2/2018 adjusted downward by 1.01 $/BBL with pressure stemming from light sweet crude supply which has increased compared to the same period of the previous year where market was taut. The US crude

June 2020, the said amount is separate from what was agreed upon. Dubai crude in Q2/ 2020 compared to Q2/ 2019 declined by 36. 83 $/BBL with respect to pressure stemming from concerns over the