to consider diversifying into other business sector such as expanding to recurring income business. Furthermore, the company is considering and evaluating a plan for joint venture with local and

a low-carbon society. It featured sharing of experiences and perspectives among international experts, focusing on the key elements for developing a transition plan, tools for evaluating and

certain areas, particularly disclosure.  The Morning Star Research announced the findings from its Global Fund Investor Experience Study 2013 evaluating the experiences of mutual fund investors in 24

??Strengthening financial education for future pensioners??Monitoring implementation of various initiatives and evaluating the impactsThe seminar participants have also exchanged ideas and comments vigorously on

/or Audit Committee which is different opinion from the Board of directors None The Company certifies that all information contained in this information memorandum is true, accurate as well as prudent

this information memorandum is true, accurate as well as prudent and depending on maximizing of shareholder interest. In addition, the proposed of this information memorandum is for providing information

information useful for making prudent decision before using investment services, the SEC has prepared a list of unlicensed or unregistered business from the traces and complaints received from investors and

evaluating the adequacy of the internal control systems of the Company and its subsidiaries. Which is expected to be able to present an audit report and assess the adequacy of the company's internal control

while other non-interest income declined yoy. Overall operating expenses also declined from effective cost management when comparing to the same period last year. The Bank continued to remain prudent when

prudent measure in provisioning for 5 additional impairment on revaluation of foreclosed. After assessing the continued uncertainties from the current situation, the Bank also prudently set up additional