consumption and impair household debt serviceability and (5) the sluggish investment demand due to uncertain macroeconomic outlook, tightening credit conditions, and the delays in government budget process. For
past collection history, aging profile of outstanding debts and the prevailing economic condition. The management believes that allowance for doubtful accounts is adequate in the current circumstances
collection history, aging profile of outstanding debts and the prevailing economic condition. Management believed that allowance for doubtful accounts is adequate in the current circumstances. Inventories Unit
accounts, amounting to Baht 55 million and Baht 55 million, respectively. The Group’s policy on allowance for doubtful accounts is based on past collection history, aging profile of outstanding debts and the
outstanding debts and the prevailing economic condition. Management believes that allowance for doubtful accounts is adequate in the current circumstances. Inventories Unit: Million Baht Consolidated financial
and Baht 55 million, respectively. The Group’s policy on allowance for doubtful accounts is based on past collection history, aging profile of outstanding debts and the prevailing economic condition
currencies against Thai Baht value tomorrow or value same day on the following business day. These relaxations will facilitate management of outstanding balance in Non-resident Baht Account and streamline
outstanding debts and the prevailing economic condition. The management believes that allowance for doubtful accounts is adequate in the current circumstances. Inventories Unit: Million Baht Consolidated
business2 Percentage 4.39 4.78 4.63 11.217 Allowance for doubtful accounts to NPLs3 Percentage 10.37 8.70 7.69 7.46 Cash collection from NPA management business to net NPAs4 Percentage 31.83 24.88 29.12
increased at a higher rate than the increase in revenues. Summary of Operation for Q4-2017 Topic Outstanding by Quarter Change Q4 – 17 Q3 – 16 Q4 – 17 Q4 – 17 VS Q3 – 17 Q4 – 17 VS Q4 – 16 (MB) (MB) % (MB