Today, development of technology is rapid and continuous. It disrupts development of services in the capital market. However, SEC views that many provisions in the Securities and Exchange Act B.E. 2535 (1992) and the Derivatives Act B.E. 2546 (2003) do not keep pace with these rapidly changing environments which may unintentionally limit the area that business operators can make use of technology, such as provision that requires business operators to disclosure its financial statements to...

class, rapid digital penetration, high credit growth4 and large unbanked population5 • Aligns with the Bank’s international strategy to transform into a leading regional bank with larger presence in key

and Administrative expenses (“SG&A”) increased by 11.7% YoY to THB 210mn. The increase was primarily from the aforementioned consolidation. SG&A to revenue ratio increased from 27.2% to 41.0%. The

expansion, particularly from trucks. Total hire purchase loans were 46,411.63 million baht, an increase of 7,813.38 million baht or 20.24% from the same period of the prior year, accounted for 97.64% of total

achieved expansion loans target. The net profit in the fourth quarter of 2017 was 320.01 million baht. An increase of 83.19 million baht or 35.13% from the same period of the prior year. The total revenue

assets were 39,491.79 million baht, an increase of 6,126.92 million baht or 18.36% from the same period of the prior year. The increasing was due to the continuous hire purchase loan expansion

achieved expansion loans target. The net profit in the fourth quarter of 2018 was 454.91 million baht. An increase of 134.90 million baht or 42.15% from the same period of the prior year. The total revenue

the company achieved expansion loans target while the domestic economic recovery. The total income was 839.71 million baht, an increase of 92.04 million baht or 12.31%. Interest expenses were 222.13