UNOFFICIAL TRANSLATION Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. Notification of the Office of the
UNOFFICIAL TRANSLATION Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. 30 Notification of the Office of the
regulatory changes, especially new mortgage measures which will come into force in April 2019, implementation of the Basel III capital requirements, and preparations for International Financial Reporting
apparent during the second half of 2019. Meanwhile, close attention should be paid to home loan business after the Bank of Thailand’s new measures for mortgage loan supervision came into force at the
2018 that may have affected KBank’s and K Companies’ business operations included: Bankruptcy Act (No. 10) B.E. 2561 (2018) Bankruptcy Act (No. 10) B.E. 2561 (2018) which came into force March 3, 2018
) 2.4 3.1 Net profit (after MI) 2 (%) 13.9% 23.7% Average collection period7 (days) 77 69 Return on equity3 (%) 11.1% 17.4% Payable days (days) 124 145 Efficiency Ratios Leverage Ratios Return on assets4
disruption due to several declared force majeure and the North American PTA and PET industry is facing acute acetic acid and MEG shortage, highlighting the advantage of IVL’s integrated model. 4 Our downstream
TRANSLATED VERSION codified up to No.3 as of August 20, 2014 Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference
into force in May 2020. The actions include policy revision, process and technology update to support consent management and customers’ exercising of rights. Progress reports have been reviewed and