domestically in March 2019 which has received a warm welcome from the retailers as well as younger consumers; therefore, strengthening the sales of branded products by own manufacture. Revenue from sales by

the Thai population and business sectors to become more vigilant in spending and investment. The mobile industry showed a positive sign driven by the overall economic improvement which benefited from

, carbonated Carabao Green Apple flavor in a 180-ml can (“Carabao Green Apple”), received a warm welcome from domestic market after a pre-launch in March 2019 via cash van distribution system thanks to its well

”), received a warm welcome from domestic market after a pre-launch in March 2019 via cash van distribution system thanks to its well acknowledged product quality and its attractive lower retailing price as

borrowers, and remained vigilant on risks. Meanwhile, we mainly targeted borrowers with good track records, as well as existing low-risk customers. 2.2 Market Risk Management Economic and political

each area. We continued to prioritize risk assessment through prudent screening and close monitoring of borrowers, and remained vigilant on risks. Meanwhile, we mainly targeted borrowers with good track

borrowers, and remained vigilant on risks. Meanwhile, we mainly targeted borrowers with good track records or existing low-risk customers, while giving greater weight to digital lending. 2.2 Market Risk

activities in the digital world. This trend will likely be evident in the foreseeable future. To cope with this challenge, the business sector, including Thai commercial banks, has become more vigilant in