savings in the fund, a 69.8% soar over year end 2010, which accounts for 4,889 million baht, or a surge of 96.3%. These figures showed a good sign as members paid attention to systematic long-term savings

constituting a violation of Section 246 of the SEC as well.In this regard, with thorough consideration, the SEC has viewed that the misconduct of this group of wrongdoers followed a systematic pattern

capital market and listed on the bourse will provide businesses with access to funding at reasonable cost. The company management will be improved to be more systematic and transparent.  Pride of the

systematic change requires collaborative efforts from all sectors in the capital market. The Thai Capital Market Attractiveness Initiative proposed by the Taskforce covers both the demand and supply sides, and

problem-solving as a mechanism for dealing with potential financial crises in a systematic manner. Such plan must appropriately take into account the characteristics and complexity of structures and

processes, control and systematic risk management in synchronization with related international standards such as ISO 27001 and ISO 31000, in accordance with the Bank of Thailand’s policies and best practices

KBank People” campaign: To this end, KBank has arranged for internal communications under the “Responsibility, Transparency and Fairness” principles to promote a market conduct culture via various

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

. We also arranged orientation sessions on good corporate governance for new executives, while a lecture on Corporate Governance, Risk Management and Compliance (GRC) was organized for management. In

managing relevant risks under an operational risk management framework, and established additional IT risk management policies and framework for enhanced efficiency in work processes, control and systematic