allowance for doubtful accounts, the Company setup THB 4.03 million for doubtful debts during this period by the simplified approach to consider loss that was resulting from a decrease in time value of money

ทีป่รกึษาการลงทุน (Advisory Fee) 413.37 0.153 ไม่เกนิรอ้ยละ 0.50 ค่าจดัตัง้และจดทะเบยีนกองทุน (Setup and Registered Fund) 20.99 0.008 ตามทีจ่่ายจรงิ ค่าใช้จ่ายอืน่ๆ ในการด าเนนิโครงการ (Others Operating

E_1 Legal_FA_2015_12_29-c A CCoorrppLL44..11hhiigg A Executive Summary Management Discussion and Analysis For the Quarter Ended June 30, 2017 The global economy in the second quarter of 2017 maintained its growth momentum. Similarly, Thailand’s major economic indicators continued to exhibit growth, as evidenced by brighter exports, government spending and private spending on certain items of durable goods. The Thai economy hence showed ongoing improvement from the first quarter. Nonetheless, the...

, KBank has centralized credit operations covering legal and contract-related arrangement, preparation of collateral agreements, credit limit setup, credit disbursement, credit-related document storage and

operations, KBank has centralized all necessary functions after customers’ credits have been approved, including legal and contract- related matters, preparation of collateral agreements, credit limit setup

, preparation of collateral agreements, credit limit setup, credit disbursement, credit-related document storage and credit data support. KBank also set up processes to monitor customer credit-utilization