fixed interest rate from 2.05 to 3.01 percent per annum to reduce financial cost and risk management from floating interest rate. As a result, the Company has saved interest expense approximately by Baht
more convenience to customers and this also saved the Company’s operation cost. After the Cardless withdrawal service was launched in the fourth quarter of 2018, the Cardless transactions from both AEON
Specialized Bank (Cambodia) PLC grew by 11% from last year. In addition, the Company has been expanding more service channels providing more convenience to customers and this also saved the Company’s operation
by issuing debentures with fixed interest rate from 2.05 to 3.01 percent per annum to reduce financial cost and risk management from floating interest rate. As a result, the Company has saved interest
service channels providing more convenience to customers and this also saved the Company’s operation cost. For the Cardless transactions currently accounted for 25% of total personal loan sales. Total Sales
expanding more service channels providing more convenience to customers and this also saved the Company’s operation cost. For the Cardless transactions currently accounted for 31% of total personal loan sales
จากสภาพการแข่งขันด้านราคาที่ค่อนข้างสูง โดยกลุ่มผลิตภัณฑ์อาหารเพื่อบริโภคยอดขายลดลงในกลุ่มสินค้า ประเภท Snack and confectionary เช่น Pop Secret, ธัญพืชแท่งอบกรอบ ตรา Nature Valley, คุกกี้ เวเฟอร์
as a trade secret which cannot be disclosed in this information memorandum. 2 The historical financial information of Kitchen Plus 999 Co., Ltd. for the year 2016 – 2017 and the first 6 months of 2018
expenses until the end of Q3/2020 since retail traffic does not rebound to the pre-pandemic level. At the same time, the Company has also saved administrative expenses from offering head-office employee to
ใช้วิธีพิสูจน์ตัวตนอยา่งเหมาะสม เช่น การใช้งาน multi-factor authentication สำหรบัการเข้าถึงฟังก์ชันการบริหารระบบ (Administrator page) o มีการตรวจสอบวิธีและขั้นตอนการส่งมอบรหัสผ่าน (Secret authentication