% Payable days (days) 162 140 Efficiency Ratios Leverage Ratios Return on assets4 (%) 12.0% 6.5% Liability to Equity (times) 0.4 0.7 Return on fixed assets5 (%) 66.7% 36.6% Debt to equity (times) 0.1 0.2

, GSB, BAAC, and SCB) had total transactions of 1,407,181 transactions per month, increasing 44.3% YoY.  Lending outstanding amount was Bt95mn (NPL 0.3%). Business Overview The Covid-19 pandemic is

, and lease liability paid). In summary, net cash increased by Bt6,798mn resulting in an outstanding cash of Bt15,811mn at the end of Sep-23. Net FX gain at Bt 123mn in 3Q23, compared to FX gain of Bt22mn

Assets – Other Current Assets) / Average Current Liabilities (average of outstanding at end of the same period in the previous year and at end of this year) 7Total liability/ total shareholder’s equity

liability arises from his failure to issue orders or perform the duties required to ensure compliance with the specified regulations, resulting in IHL’s delayed submission of the report. SEC Act S.300 in

THL’s failure to prepare and submit the annual financial statements for the year 2021 within the period specified by the Capital Market Supervisory Board. This liability arises from his failure to issue

table sets forth certain details regarding the appraisal value and outstanding balance of our loans purchased and properties for sale that had been converted from collateral (“Foreclosed Collateral

Shareholder, which will be held on 29 April 2020). AWARDS AND RECOGNITION  The Company won the Best Investor Relations Award and Outstanding Investor Relations Award from SET Awards 2019. The award was given

, area 5,320 square wah Legal rights Absolute ownership Enclosure Page 6 Liability Mortgage as collateral for an outstanding Baht 190.00 million long-term loan with a financial institution for both land

, sharply increasing 15% from higher cash outstanding and handset inventories. Total non-current assets were Bt314,766mn decreasing -1.8% due to the amortization of spectrum licenses, PPE, and lower right-of