such as push selling or unsuitable distribution of financial products are found as a common area of concern arises in many jurisdictions, which poses challenge to the regulators. In this view, members

our investments, as well as improvements in surplus cash management where we have invested surplus cash in money market products giving a better yield. Cost of Services While our revenue has grown 7.7

grown 7.7% compared year-on-year, the growth in our cost of service increased by 3.00mb or 2.1% to 147.42mb (Q2 2018: 144.42mb). The slower growth in cost is mainly due to improved productivity in our bid

Baht 0.22 million. Thai economy situation of the first six months of 2017 was trended to grown up separately in section. Export sector was tended to grow up well as well as tourism sector that kept

mentioned. Excluding such non- recurring income, 1Q18 revenues would have grown 9% QoQ, mainly from stronger performance of hotel business. Management Discussion and Analysis 1Q18 Consolidated Financial

implementing anti-graft practices. Should they raise concern and seriously implement policy to fight against corruption, it will bring about social pressure to reinforce social performance, particularly for the

of Thailand data, at the end of December 2016, reported the total numbers of credit card industry amounted to 23.2 million cards, has grown by 6% more than last year. Credit Card Receivables was

to seek proper solutions.ASCO came up with a quality enhancement plan for investment analysts and investment research where brokers will be required to have adequate number of analysts and produce

bridge by ramping up volumes.  Earnings from this region have grown substantially as a result of higher volumes as well as im- provement in the blended margins of the portfolio. EMEA continued to deliver

significantly compared with the same period last year. Including preventive maintenance's income from existing customers as increase. As a result, the revenue in this business segment has grown as continually