collectively and appropriately with other investors and stakeholders in case the investee companies ignore or fail to solve problems even after the monitoring has been escalated to stress the level of concerns

and other users of credit ratings to overlook important aspects of the credit rating, the CRA should explain this fact in the credit rating announcement, and indicate where to find a discussion of how

more than one credit rating methodology, or where a review of only the principal credit rating methodology might cause investors and other users of credit ratings to overlook important aspects of the