borrowing to support loan expansion. For the impairment loss of loans was 114.07 million Baht, a decrease of 32.51 million Baht or 22.18%. The decrease was due to the good improvement of receivables quality
of borrowing to support hire purchase loan expansion and maintained the company interest spread. For the provision expenses for the fourth quarter of 2019 million baht, a decrease from the same period
26.0 Mn or 22.0%. This decrease was mainly due to (1) a decrease in staff expenses from the implementing a voluntary leave without pay scheme for management and support staff to reduce expenses during
issued bonds. Actually, current circumstances tend to support corporate bond issuance; for example, low interest rate, more stringent practices of financial institutions in loan approval and decrease in
cost of borrowing. For the impairment loss of loans was 123.45 million baht, a decrease of 15.46 million baht or 11.13%. The decrease was due to monitor the debt collections process closely that support
of 2017, the company and its subsidiaries’ construction income was Baht 64.20 million whereas Baht 131.15 million in the same quarter of 2016 showing a decrease of Baht 66.95 million or representing
the purpose of account payable payment of Baht 30 million, loan & interest repayment of Baht 30 million, to support the investment of waste water treatment construction in Mandalay of Baht 40 million