being sole distributor in Thailand. Therefore, no obstacle in doing long-term business in the future. ▪ Risks on Consumers’ Behavior Information Memorandum on Acquisition of Assets O.C.C. Public Company

employment and thin income would be a major obstacle for Thai economy in the next phase. For the banking sector in the third quarter of 2020, the commercial bank loans benefited grew from big corporate and

supporting medical innovations, donation of alcohol gels, Inthanin drinks, Bangchak cash cards to various state agencies. Also includes the sales of alcohol and masks at special price, donation of cloth masks

, commercial banks must pay close attention to the increasing global impact of climate change going forward. 8. The high level of household debt in Thailand - The burden of high debt accumulation is an obstacle