. Significant items included a decrease of Baht 1.7 billion in other expenses due to lower provisions for contingencies. Impairment Loss of Loans and Debt Securities Million Baht Item Quarter Change (%) 9 Months

) Premises and equipment expenses Taxes and duties Other expenses V2 24/08/60 09:22 น. 8 Impairment Loss of Loans and Debt Securities Million Baht Item Quarter Change (%) H1 Change 2/2017 1/2017 2/2016 1/2017

and debt securities rose by Baht 2.4 billion or 20.5 percent. Net Interest Income Million Baht Item Quarter Change (%) H1 Change 2/2018 1/2018 2/2017 1/2018 2/2017 2018 2017 (%) Interest Income Loans

March 2020 Change (%) Trading securities 20,485 28,267 (27.5)% Securities measured at FVTPL 44,683 43,367 3.0% Debt securities measured at amortized cost 27,157 26,966 0.7% Debt securities measured at

issuance of debenture was to acquire distress debt and extend the tenor of debt profile. The Company’ Debt to Equity Ratio and Interest Bearing Debt to Equity ratio at the end of 2017 were 1.25 times and

more debentures at 2,084.3 million Baht or increase 1,535.4 million. The issuance of debenture was to acquire distress debt and extend the tenor of debt profile. The Company’ Debt to Equity Ratio and

June 2019 March 2019 December 2018 Change (%) March 2019 December 2018 Loans ** 2,017,314 2,029,810 2,083,160 (0.6)% (3.2)% Deposits 2,352,679 2,340,979 2,326,470 0.5% 1.1% Loan to deposit ratio 85.7

Million Baht Item Quarter Change (%) 9 Months Change 3/2019 2/2019 3/2018 2/2019 3/2018 2019 2018 (%) Bad debt and doubtful accounts 5,387 4,857 5,236 10.9% 2.9% 14,682 15,450 (5.0)% Loss on debt

assets (ROA) ratio have improved to 19.0% and 8.9%, as compared to the ratio in Q3 2017 of 14.3% and 7.1% respectively. The interest bearing debt to equity (D/E) ratio decreased to 0.61 times as of

Equity Ratio and Interest Bearing Debt to Equity ratio at the end of 2018 were 1.42 times and1.14 times respectively. Cash Flow Statement In 2018, the company has a net increase of cash and cash