the attached documents submitted to the shareholders along with the invitation letter so as to make the most appropriate decision. In this regard, the opinion of the IFA does not certify the success of

resource utilization. We remain committed to efficient operating cost and asset quality management, along with better information and IT systems through appropriate structures and tools, as well as human

considering the balance of three dimensions – economy, society and environment – under good corporate governance, appropriate risk management and effective cost management. Along with this, we have prioritized

telecommunication products which have not been manufactured by the Company. Thus, the gross profit margin is low. Related technology business In Q1’ 2018, the Group has gross profit of Baht 39 million, which is

quarter of 2020 increased from 19% to 22% due to the proportion of revenue of a former large customer with a low gross margin tended to continually decline. Q1’ 2020 Q1’ 2019 Increase (decrease) Million

is in line with the increase in sales of set-top box while in 2Q16, the Group had revenue from the TOU Meter procurement project of a state-owned enterprise, which had a low gross margin. Related

continued to consolidate branches to reduce redundancy, especially those with relatively low traffic. Meanwhile, we took into account the appropriate management of foreign exchange booths, especially in

was 17.96 percent, with a Tier 1 capital ratio of 15.66 percent. The operating performance of the wholly-owned subsidiaries of KBank was also satisfactory in terms of quantity and quality due to the

dimensions – economy, society and environment – under good corporate governance, appropriate risk management and effective cost management. Guided by the Customer Centricity strategy and our resolution of

The Derivatives Act The Derivatives Act B.E. 2546 SECTION 31. The provisions of this Division shall apply to derivatives agent licensed under Section 16. The SEC may, if appropriate, promulgate the