Board 2/2018 on February 22, 2018 has been approved the financial statements for year ended 31 December 2017. The basis for Qualified Opinion cause the effects of adjustment, if any, did not observe the

Baht 31.1 million Y-O-Y due primarily to lower sales delayed to 2nd half year of 2019, and a cost adjustment for employee benefits amount Baht 6.3 million (partially out of the said provision Baht 23.7

: Resolution of the Board of Directors' Meeting No. 12/2561 Adjustment of the Exercise Ratio by adjusting Number of ORI-W1 and approval of the asset acquisition transaction of the company and subsidiary

Drawdown = min (Drawdown(t)) 6 (Standard Deviation : SD) 5 5 (Maximum Drawdown) : * (t) (Currency Risk) - : - : - : - : 10% NAV 1. 2. 3. 5 ( 5 ) (Standard Deviation of Fund) SD 5 % AIA-GAA 17 7 (Tracking

) (Credit Rating) credit rating (credit rating) 20% NAV 2 (Market Risk) AIA-GCA 14 3 (Currency Risk) 4 (High issuer concentration risk) Drawndown(t) = (t) - * * Maximum Drawdown = min (Drawdown(t)) 6

rating (credit rating) 20% NAV 2 (Market Risk) AIA-GMA 16 3 (Currency Risk) 4 (High issuer concentration risk) Drawndown(t) = (t) - * * Maximum Drawdown = min (Drawdown(t)) 6 (Standard Deviation : SD

Business Group Crude Oil Price Situation (Unit : USD/BBL) Crude oil price Q2/2018 Q1/2019 Q2/2019 YoY QoQ 6M 6M YoY AVG AVG MAX MIN AVG +/- +/- 2018 2019 +/- Dubai (DB) 72.07 63.41 74.49 59.33 67.55 -4.52

Baht 0.29) The decrease of profit in amount of Baht 11.50 million comes from the following major transactions. 1. The increase of claim and adjustment expenses compared to the same period of last year in

cost. Moreover the minimum wage adjustment was increased in 2017. 2. The administrative expense has been increased due to impairment loss on investment which is the available for sale investment since

the ratio of the claim expenses (including loss adjustment expenses) over net earned premium increased from 60.22% in the previous year to 61.59% in the reported year because of the fact that the