believe it may be prudent to lower the previous guidance of core EBITDA for 2019 by 10-15%. Our M&A projects continue to drive value-accretive growth. In 2018, the underperforming assets added through M&A

EBITDA Guidance. At this juncture, we believe it may be prudent to lower the previous guidance of core EBITDA for 2019 by 10-15%. Our M&A projects continue to drive value-accretive growth. In 2018, the

the top level of "Excellence : 5 Stars" for fourth consecutive year. Overview of Economy and Competition in Commercial Banking In 2018, the Thai economy expanded at a greater pace than the previous year

vary from year to year. 2 Information regarding top 10 debtors by remaining acquisition of NPLs for the three-month period ended March 31, 2020 may not be comparable to the previous periods due to the

Phatra Securities. The stock symbol for Kiatnakin Phatra Bank Public Company Limited will remain the same as KKP. Previous Name New Name Kiatnakin Bank Public Company Limited Kiatnakin Phatra Bank Public

remaining acquisition of NPLs for the three-month period ended March 31, 2020 may not be comparable to the previous periods due to the calculation of allowance for expected credit losses on loans purchased

for the 2018 AGM and the board’s opinions are set out as follows: Agenda 1 To consider and acknowledge the report of the Board of Directors concerning the Company’s business during the previous year

stock management. In addition, the company recognized lower stock loss & NRV than previous quarter by THB 31 million due to slowing pace of downward trend of CPO prices. Therefore, the company had

calculated at the end of such day to determine the change in the securities holding and whether such increase or decrease of the securities holding, together with the previous holding, reaches or crosses the

decrease of the securities holding, together with the previous holding, reaches or crosses the trigger points, and if it is the case the person shall have the duty to file a report on Form 246-2.