นวน ลูกคาที่มีหลักประกันอื่น ยอดเงินใหกูยืมคงคาง (margin loan) แสดงผลรวมยอดเงินใหกูยืมคงคางของลูกคาทุกราย และจํานวนลูกคาที่มียอดหนีค้งคาง ยอดรวม credit line ท้ังหมด แสดงผลรวม credit line ของ

management fee and the lead to insurance and credit card website. The growth in the operating business is also reflected in cost of sales which came to THB 1,535mn, an increase of THB 266mn or 21.0% YoY

under various potential sales reduction scenarios. The Company expanded a short-term credit line and a short-term loan was drawn down during the first quarter to meet payment obligations. In the second

5mn to THB 23mn in this quarter, mainly due to the loan for financing the Rabbit Group acquisition in March 2017. Despite the aforementioned increase in costs from the consolidation effect, the increase

Bt109,700mn with a net debt to EBITDA of 1.4x, stable from 2016, and maintained an investment grade credit rating at BBB+ for S&P. Cash Flow In 2017, AIS generated Bt65,528mn of operating cash flow ( after tax

due to the decrease in Base Availability Credit in 2018 compared to that of 2017, as specified in the Power Purchase Agreement. ,.5 The effect of exchange rate of the Company and its subsidiar ies In

of 0.5x and 12x, respectively. At the end of 2018, AIS had interest- bearing debt of Bt109,100mn with a net debt to EBITDA of 1. 3x, stable from 2017, while maintained an investment grade credit rating

as follows: 1. Thai Financial Reporting Standard - Financial instruments group Credit Risk Allowance for impairment loss for trade receivables are measured at an amount equal to lifetime ECLs. ECLs on

period of the last year (excluded Nguyen Kim decreased by 24.6%). The decrease was primarily due to expenses related to sales such as employee benefit, rental and service expenses, utility expenses, credit

and will initially target 43mn AIS customers who have good credit with financial needs but may have limited access to loans from financial institutions. Our AIS Play, VDO service has added two new