31st March 2020 and 2019 were 0.30 and 0.41 times respectively. The lower D/E ratio was due to smaller current liabilities as a result of smaller size of business transactions in the latest quarter

-collect, same day, or next day delivery. The Company has rapidly reshaped and reallocated the resources to facilitate its operations to meet a material increase in online transactions. Operating Results

0.30 times respectively. The lower D/E ratio was due to smaller current liabilities as a result of smaller size of business transactions in the latest quarter. (Unit: Baht million) Consolidated cash

shares in Duong River Surface Water Plant Joint Stocks Company in Vietnam on 7 August 2019. The total value of transactions is VND 2,073.19 Billion (approximately THB 2,762.96 million, using the exchange

profit decreased Baht 5 million from previous year and no any comprehensive income transactions in this year while there was actuarial loss-net of income tax Baht 0.35 million. 2. Financial Position

profit before tax by Baht 81.31 million, due to the transactions that did not affect the cash such as depreciation of assets and amortization of Baht 65.48 million, increase in trade accounts payable and

million, or 16.5 percent. The significant transactions were as follows: 2.1 The effect of exchange rate of the Company and its subsidiaries In the 1st quarter of 2020, the Company recorded loss on foreign

current liabilities as a result of smaller size of business transactions. (Unit: Baht million) Consolidated cash flows statement As at 30th September 2020 As at 30th September 2019 Net cash from (used in

consolidated of GFPT Public Company Limited (“GFPT” or “the Company”) and its subsidiaries (collectively, “GFPT Group”) for the 3rd Quarter 2019 as well as included any significant transactions occurred during

, the Cardless transactions currently accounted for 31% of total personal loan sales. Total Sales 57,732 MB 50% 30% 3% 5% 12% Personal loan Credit card Purpose loan Hire Purchase Other 21% 66% 5% 4% 4