that the issuer believes is necessary for an understanding of these arrangements and their material impact on the issuer’s financial position. E. Critical Accounting Estimates Disclose estimates and
financial position. E. Critical Accounting Estimates 10 Disclose estimates and assumptions involved in applying accounting policies. In determining which critical accounting estimates or assumptions shall be
by 8% more than last year. Credit Card receivable was 457,090 million baht, with the growth of 9% from the same period last year. For personal loan industry, the numbers of account of personal loan
exchange of Baht 69.3 million in Q3 2023, due to appreciation of Thai Baht in Q3 2024. Loss on foreign currency exchange in Q3 2024 was related with the account receivable in USD. However, Gain on foreign
license or securities business licenses in the following categories and is regarded as a Non-Publicly Accountable Entities, according to the Federation of Accounting Professions’ financial reporting
106) |- Accounting and Financial Statements (Section 105, 106) |- Reporting Requirements (Section 109) |- Disclosure | - |- Advertising (Section 98(10)) | - |- Securities Businesses (Section 108
| - |- Outsourcing Services | - |- Joint Management Agreement / Other Agreements |- Auditors | - |- Approval (Section 106) |- Accounting and Financial Statements (Section 105, 106) |- Reporting Requirements (Section
outside head office or branch | - |- Outsourcing Services | - |- Joint Management Agreement / Other Agreements |- Auditors | - |- Approval (Section 106) |- Accounting and Financial Statements (Section 105
unrealized loss on investments are stated at fair value or market price by the end of accounting period (as of June 30, 2018 and June 30,2017). Please be informed accordingly. Sincerely Yours, ( Mr. Nipon