of raised capital could be summed up to shareholders’ equity. (2) having a system for handling client’s complaints and dispute resolution efficiently, for instance the compliance according to the

agency approved by the SEC office; - the financial highlight of the income guarantor summed up from the financial statements or the consolidated financial statements of the income guarantor for the last

the 31st standalone Index Living Mall store in Thailand. This summed up to a total of 31 standalone stores of Index Living Mall and 6 stores of Index Furniture Center at the end of 2019 in Thailand

31st Index Living Mall store in Thailand. This summed up to a total of 31 stores of Index Living Mall and 6 stores of Index Furniture Center. MANAGEMENT DISCUSSION & ANALYSIS (MD&A) Q3/2019 F IN A N C IA