ระยะยาว ดว้ยความยดึมั่นในการบรหิารจัดการตามหลักการก ากับดูแลกจิการทีด่คีวบคู่ ไปกับการพัฒนาสงัคม ชมุชน และสิง่แวดลอ้ม ในไตรมาสที่ 1 บรษัิทฯปรับกลยุทธใ์นการขยายสาขา outlets โดยการขยายสาขาจากธุรกจิแฟรนไชส
mainly by the drop of revenue from sales and services, resulting from temporary closure of hotels, schools, and food/catering outlets. The impact was lessened from the Company’s continuing efforts from
exclusive experiences to directly respond to their financial and lifestyle needs. To this end, “THE WISDOM Lane” was added to certain branches to provide greater convenience for our THE WISDOM customers when
our focus on becoming our Customers’ Main Bank. We prioritized development of products and services based on big data analysis and processing through collaboration of relevant divisions, branches and
operating revenue as a result of the temporary closure of most branches of Index Living Mall, The Walk, and Little Walk, resulting in the drop of sale of goods by 13.8% QoQ, and revenue from rental and
expenses mainly because the provision for doubtful debts and closed branches over THB 150 million was recongised during 2016. Impairment of investment in subsidiary Impairment of investment in subsidiary of
expenses mainly because the provision for doubtful debts and closed branches over THB 150 million was recongised during 2016. Impairment of investment in subsidiary Impairment of investment in subsidiary of
customers in South America expanded more branches and the new policy of the Company to sell products to only one customer in some country where the customer has high market shares in automotive product which
Thai restaurants in the UK in 4th quarter of 2017. In consideration with the total 526 branches of restaurant and bakery shop in both domestic and international business that company currently operate
the total 128 branches, the number of branches is equivalent when compared to the year of 2018. Products and Services Land and Houses Bank Public Company Limited has continuously developed for the