companies .../2 Translation - 2 - No. Name of connected parties Relationship 10. A Tech Textile Co., Ltd. Wacoal Corp. and SPI acting as major shareholder of both companies 11. G Tech Material Co., Ltd

. Myanmar Wacoal Co., Ltd. Wacoal Corp. acting as major shareholder of both companies .../2 Translation - 2 - No. Name of connected parties Relationship 11. A Tech Textile Co., Ltd. Wacoal Corp. and SPI

. Morgan De Toi (Thailand) Ltd. SPI acting as major shareholder of both companies 6. Far East Fame Line DDB Plc. SPI acting as major shareholder of both companies 7. A Tech Textile Co., Ltd. Wacoal Corp. and

-MONGKOL INDUSTRY PUBLIC COMPANY LIMITED TNR: THAI NIPPON RUBBER INDUSTRY PUBLIC COMPANY LIMITED TPLAS: THAI PLASTIC INDUSTRIAL (1994) PUBLIC COMPANY LIMITED TTI: THAI TEXTILE INDUSTRY PUBLIC COMPANY LIMITED

Plan. Notable endeavors included an added function for payment acceptance via QR code and more features for merchants, namely buyers’ purchase history shown in a sales summary report, UX/UI improvement

actions against cyber threats.  People and culture: KBank continues to emphasize the cultivation of a cyber risk-aware culture via communication through various formats. Notable endeavors included a

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

term, to ensure that we adopt proper fund-raising strategies. 7 3. Business Directions and Operations of Core Businesses 3.1 Sustainable Development and Corporate Governance Notable progress of KBank’s

been embraced and applied to match students’ lifestyles. Notable endeavors include the launch of an application for enhanced learning efficiency and support of cashless transactions among on-campus shops

E_1 Legal_FA_2015_12_29-c A WCorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2018 In 2018, the overall Thai economy maintained its growth due largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through support of investment and private spending as well as bolstering opportunities for other econo...