the Sellers and is mainly determined by a methodology for assessing value of shareholders’ equity according to the ability to generate profit and cash flows to the Company in the future (Discounted Cash

Baht 4,015 million, a decline of 6.8 yoy while comprehensive income for the first nine months totaled Baht 3,886 million, also declining by 8.8%. Pre-provision operating profit for 3Q20 increased by 13.2

staff cost from acquisition and provision for obsolete equipment, while marketing expense benefited from government campaign and optimization effort, decreased by -3.6% YoY. 1H24 EBITDA increased by 21

expense due to higher staff cost from acquisition and provision for obsolete equipment, while marketing expense benefited from government campaign and optimization effort, decreased by -3.6% YoY. 1H24

724.14 percent increase when compared to the same period in 2018 as amounting of 7.14 million baht. Cause by provision of liabilities and consider impairment of investment in associated. - Finance costs

, selling and distribution expenses from the Company only was slightly increased of Baht 0.5 million due to expenses from provision for post employee benefits-net corporate income tax in accordance with

policy. Moreover, in the first quarter of 2020, the Company has an additional provision in accordance with the new Financial Reporting Standards (TFRS 9) coupled with provision for future impact of ongoing

available to pay debt securities holders; b. provision requiring the issuer to maintain certain financial ratios; c. provision that restrict the issuer from creating additional debt under certain conditions

under the Credit Agreement since the provision of loans under the said Credit Agreement is subject to various conditions precedent as provided in 6), e.g. the Company must obtain approval from its Board

% 1.0% Return on average assets /1 0.35% 0.93% 1.19% (0.58)% (0.84)% 0.62% 1.18% (0.56)% Return on average equity /1 2.92% 7.32% 8.84% (4.40)% (5.92)% 5.07% 8.81% (3.74)% /1 Attributable to owners of the