represented 76% of total borrowings. To manage risk that might occur from the fluctuation in currency. The Company has entered cross currency interest rate swap contracts to hedge its debt. However, the Company
third quarter in 2023. In additions, the household debt rate remained high, the Company, therefore, implemented a more stringent credit lending policy in this quarter and focus on specific customer groups
Company Limited (“Solaris”). The allowance is based on a conservative accounting approach. This amount can be reversed in the future if debt is repaid. Other reasons are as follow:- 1. Total revenue
total borrowings. However, in order to manage risk that might occur from the fluctuation in foreign currencies, the Company has entered cross currency interest rate swap contracts to fully hedge its debt
equity (ROE) 17.70% 14.40% 12.38% 11.04% -2.43% Return on asset (ROA) 8.20% 6.80% 5.73% 5.01% -0.86% Interest bearing Debt / Equity (IBD/Equity) 0.80 0.80 0.83 0.77 1.11 Return on equity (ROE) and Return
recognized allowance for bad debt and doubtful account of credit balance receivables and derivatives business receivables increased of Baht 100.84 million in large clients with EARTH shares that was a
) 0.61 0.60 Debts with fixed interest % 64% 49% Credit Rating by TRIS AA- AA- *The total amount of IRSL was excluded from Core Financials 2Q19, but was consolidated all in Core Financials 3Q19. 1 Net debt
) Easing of the financial conditions – although the policy rate and interest rates have been at a low level but liquidity in the business sector is still at the low level especially for SMEs business. This
crowding-in of private investment. 3) Easing of the financial conditions – although the policy rate and interest rates have been at a low level but liquidity in the business sector is still at the low level
profit from the sale of investment fund. 4. Income from interest was Baht 1.74 million increasing by Baht 0.35 million (Income from interest in Year 2016 was Baht 1.38 million) equivalent to 25.62%. The